Senior Credit Risk Analyst

What role you will play in team: Lead the analysis of complex credit exposures across various loan portfolios. You'll partner with relationship managers and other stakeholders to ensure prudent lending practices.

What you will do: You'll develop and refine credit risk models, contributing to the bank's overall risk management strategy. You'll also mentor junior team members.

Key responsibility:

• Independently assess credit risk for large and complex loan applications
• Develop and maintain credit risk models using statistical techniques.
• Conduct stress testing and scenario analysis to evaluate potential credit losses.
• Monitor and report on key credit risk metrics and indicators.
• Collaborate with various departments to ensure effective risk management practices.
• Mentor and train junior credit risk analysts.

Required Qualification and Skills:

• Master's degree in finance, economics, or a related field is preferred.
• Minimum 3-5 years' experience in credit risk management within the BFSI sector
• Advanced knowledge of statistical modeling techniques and software such as SAS or R
• Strong understanding of financial statements and credit analysis principles.
• Excellent communication, presentation, and interpersonal skills.

Benefits Included:

• Competitive compensation and benefits package.
• Opportunities for professional growth and development within a global organization.
• Positive and supportive work environment.
• Access to industry-leading training and resources.

A Day in the Life: You start by reviewing complex loan applications, building models to assess risk, and collaborate with different teams on lending decisions. You provide guidance to junior team members.