Junior Accountant / Finance Associate (Startup)

Company: SwipeTap

Location: Abu Dhabi, UAE

Job Type: Full-Time

Monthly Salary: AED 4,000

SwipeTap is a UAE-based e-commerce technology company providing businesses with integrated solutions for online stores, payment processing, delivery, and business management across the GCC.

We are looking for a detail-oriented and motivated Junior Accountant to join our finance team. The ideal candidate will support daily accounting operations, financial reporting, payment reconciliations, bookkeeping, and financial audits.

• Maintain accurate and up-to-date financial records.
• Record daily financial transactions, expenses, revenues, and journal entries.
• Maintain general ledger accounts and supporting documentation.
• Assist with monthly and year-end closing activities.
• Organize invoices, receipts, payment records, and financial documents.

• Perform daily, weekly, and monthly bank reconciliations.
• Reconcile payment gateway transactions (Paymob and other providers) against internal sales records.
• Verify merchant settlements, refunds, transaction fees, and payment adjustments.
• Investigate and resolve discrepancies between payment providers, bank statements, and internal records.
• Prepare reconciliation reports and maintain records of outstanding differences.

• Conduct routine internal financial audits to ensure transaction accuracy.
• Review financial records for discrepancies, missing transactions, and incorrect entries.
• Support VAT calculations, tax documentation, and regulatory reporting.
• Assist in preparing documents for external auditors.
• Ensure compliance with company financial policies and applicable accounting standards.

• Process supplier invoices and monitor outstanding payments.
• Maintain accounts payable and accounts receivable records.
• Provide backup support for the accounts payable function.
• Track customer and merchant balances.
• Verify payment requests and supporting documentation.
• Follow up on overdue receivables and outstanding invoices.

• Assist with budget compilation, preparation, and monitoring.
• Track actual expenses against approved budgets.
• Prepare monthly financial summaries and expense reports.
• Assist in preparing profit and loss statements, balance sheets, and cash flow reports.
• Identify unusual financial trends and report findings to management.

• Review and verify merchant payout calculations.
• Ensure commissions, payment processing fees, refunds, and adjustments are accurately recorded.
• Monitor pending settlements and investigate payment discrepancies.
• Maintain financial records across SwipeTap's GCC operations.
• Coordinate with payment providers, banks, and internal teams to resolve financial issues.

• Bachelor's degree or diploma in Accounting, Finance, or a related field.
• 0–2 years of experience in accounting, bookkeeping, or finance.
• Basic understanding of accounting principles and financial reporting.
• Good knowledge of Microsoft Excel, including formulas, PivotTables, and reconciliation functions.
• Familiarity with accounting software such as Zoho Books, QuickBooks, or similar platforms.
• Understanding of UAE VAT regulations and bookkeeping requirements.
• Strong attention to detail, accuracy, and organizational skills.
• Good written and verbal communication skills in English.
• Ability to handle confidential financial information professionally.

• Previous experience in e-commerce, fintech, payment processing, or SaaS companies.
• Familiarity with payment gateways, merchant settlements, and transaction reconciliation.
• Knowledge of GCC financial operations and taxation.
• Experience assisting with internal audits and financial reporting.
• Advanced Excel skills.

• Monthly salary of AED 4,000.
• Opportunity to gain experience in e-commerce and financial technology.
• Exposure to multi-country financial operations across the GCC.
• Professional development and career growth opportunities.
• Collaborative and fast-growing startup environment.