Product Manager - Lending - FinTech

Job Responsibilities:

• Own the functional evolution and optimisation of the LOS/LMS.
• Work with Business, Credit, Risk and Operations to translate requirements into effective system workflows and solutions.
• Drive automation, STP, TAT reduction and process improvements across the lending journey.
• Manage integrations and technology relationships with CKYC, credit bureaus, Account Aggregator, e-sign, payments, data providers and other lending platforms.
• Own PRDs, process flows, business rules, API requirements, UAT and implementation.
• Work closely with technology teams and external partners to ensure timely and effective delivery.
• Identify system gaps, simplify processes and continuously improve the lending technology architecture.
• Track key technology/product metrics including TAT, STP, system failures, manual interventions and customer drop-offs.

What We Are Looking For:

• 4+ years of experience in lending technology, digital lending, FinTech, NBFCs, banking or product ownership.
• Hands-on experience with LOS/LMS implementation or optimisation. Understanding of lending processes, credit workflows and digital customer journeys.
• Experience working with APIs, third-party technology vendors and fintech integrations. Strong analytical and problem-solving skills.
• Ability to convert business requirements into clear functional and technology requirements.
• Strong execution, stakeholder-management and ownership skills.
• Experience in Banks, NBFC execution, stakeholder-management and ownership skills.