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Job Description
Experience Required:
- Should have experience as an Area Credit Manager (ACM) - Micro Housing.
- Should have expertise in team building and team management.
Key Responsibilities:
- Manage end-to-end credit underwriting and approval for Micro Housing loans.
- Evaluate and approve salaried, SENP, SEP, retail, and high-value loan cases.
- Review credit proposals, authorize policy deviations, and ensure compliance with credit policies.
- Approve disbursements based on documentation, LTV norms, and policy adherence.
- Monitor portfolio quality, delinquencies, and PDD closure.
- Coordinate with FI, Legal, Technical, and Recovery teams for timely processing and risk management.
- Lead and mentor credit teams, driving productivity and process efficiency.
- Ensure robust credit assessment, underwriting, and loan sanctioning.
- Develop and implement local market-focused underwriting strategies and credit risk frameworks.
Interested candidates can share their cv to below mail:
MRajan.Cbsl@tataCapital.com
Skills
Credit ManagementRisk AnalysisBuildingTeam HandlingCreditManagementAnalysisHandlingIf a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.
About Company
Tata Capital Limited is a financial and investment service provider in India, part of the prestigious Tata Group. It offers a wide range of financial products and services including consumer loans, wealth management, and business finance solutions. Tata Capital is committed to delivering financial solutions that are tailored to meet the diverse needs of individual and corporate clients. Tata Capital careers provide a plethora of opportunities in various financial sectors, encouraging employees to develop expertise and drive innovation within the finance industry. A career at Tata Capital means being part of an ethical organization that prioritizes integrity, commitment, and customer satisfaction.
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