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Job Description
Key Requirements:Should have experience as a credit Manager in Emerging Market in Home Loans & LAP.
Location: Aurangabad
Key Responsibilities:
- Manage end-to-end credit assessment and approval for Micro Housing & LAP cases.
- Underwrite salaried and self-employed customer profiles, including high-value cases.
- Review and approve credit proposals, deviations, and disbursement requests as per policy guidelines.
- Ensure quality documentation, compliance, and adherence to LTV norms.
- Coordinate with FI, Legal, and Technical agencies for timely report completion.
- Monitor portfolio quality, delinquency trends, and support recovery initiatives.
- Lead and mentor the credit team, driving process efficiency and underwriting excellence.
- Develop, implement, and enhance credit policies and risk strategies aligned with local market requirements.
- Conduct thorough credit analysis, customer screening, and loan sanctioning to maintain portfolio quality.
Interested candidates can share their cv to:chetan.nandi@tatacapital.com & dbhakti.cbsl@tatacapital.com
Skills
Emerging MarketsCreditSanctionCredit ManagementDisbursementUnderwritingMarketingManagementIf a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.
About Company
Tata Capital Limited is a financial and investment service provider in India, part of the prestigious Tata Group. It offers a wide range of financial products and services including consumer loans, wealth management, and business finance solutions. Tata Capital is committed to delivering financial solutions that are tailored to meet the diverse needs of individual and corporate clients. Tata Capital careers provide a plethora of opportunities in various financial sectors, encouraging employees to develop expertise and drive innovation within the finance industry. A career at Tata Capital means being part of an ethical organization that prioritizes integrity, commitment, and customer satisfaction.
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