Area Credit Manager - Secured Business Loans (Micro LAP) - Anantapur - M & M Arcade - JM

Tata Mutual Fund

BFSI (Credit & Risk)

Posted: 2 weeks ago

0-1 years

Anantapur, Andhra Pradesh

BFSI (Credit & Risk)

work from office

Full Time

Closes 28 Dec 2026

Posted: 2 weeks ago

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Job Description

Credit Appraisal - Underwriting/recommending of proposals for non-collateral/collateral backed education loan.
Understanding process and policies and implementing the same to ensure smooth transactions
Provide training to CPAs/CPC so that they work in synergy with the companies policies and norms
Delinquency Management for the location
Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies.
PDD Management- controlling and tracking PDDs through proper MIS for the location
Basic knowledge of loan underwriting
Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.
Good communication and report writing skills
Basic knowledge of Banking

Skills

Credit AppraisalUnderwritingCredit Manager

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