Head - Finance - NBFC/BFSI - CA

Key Responsibilities

1. Finance Function Setup & Leadership

• Establish the Finance function from scratch including policies, SOPs, internal controls, and governance framework.
• Design and implement finance organization structure aligned with business objectives.
• Implement ERP, Loan Management System, and reporting infrastructure.
• Develop financial control framework and ensure operational efficiency.
• Act as a strategic advisor to leadership on financial and business matters.

2. Financial Planning & Analysis (FP&A)

• Lead annual budgeting, forecasting, and long-term financial planning.
• Develop financial models to support business strategy and growth.
• Monitor business performance including profitability, cost, and portfolio performance.
• Track key NBFC metrics such as NIM, Cost of Funds, ROA, and ROE.
• Present MIS, dashboards, and financial insights to senior leadership and Board.

3. Accounting & Financial Reporting

• Ensure accurate and timely preparation of financial statements in compliance with:

• o Indian Accounting Standards (Ind AS)
• o Companies Act, 2013
• o Reserve Bank of India NBFC guidelines

• Manage general ledger, provisioning, and loan book accounting.
• Ensure compliance with Expected Credit Loss (ECL) norms.
• Lead statutory audit, internal audit, and regulatory audit.

4. Treasury & Fund Management

• Establish and manage treasury function including borrowing strategy and liquidity management.
• Raise funds from banks, financial institutions, and capital markets.
• Manage banking relationships and optimize cost of funds.
• Monitor cash flow, liquidity, and capital adequacy.
• Ensure effective Asset Liability Management (ALM).

5. Regulatory Compliance:

• Ensure full compliance with applicable NBFC regulations and regulatory filings.
• Monitor capital adequacy, leverage, and prudential norms.
• Manage regulatory reporting and filings with RBI.
• Liaise with regulators, auditors, and consultants.

6. Taxation:

• Ensure compliance with corporate tax, GST, and TDS regulations.
• Manage tax planning and optimization.
• Handle tax assessments, audits, and regulatory matters.

Qualification

• Chartered Accountant (CA) - Mandatory

Experience

• 15+ years of relevant Finance experience
• Minimum 5+ years in leadership role
• Mandatory experience in NBFC, Banking, or Financial Services
• Experience in setting up Captive Finance or NBFC will be highly preferred