Senior Lending Specialist

Department Icon BFSI (Operations & Lending)
Posted: 1 year ago
3-5 years
Bangalore
BFSI (Operations & Lending)
Hybrid
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Job Description

What role you will play in team: Lead and mentor junior team members, contributing to the overall success of the lending team through efficient and accurate loan processing.

What you will do: You'll assess loan applications, manage risk, and ensure compliance while overseeing the work of junior specialists.

Key responsibility:

  • Analyze loan applications for creditworthiness and risk assessment.
  • Oversee the work of junior lending specialists, providing guidance and support.
  • Ensure compliance with all relevant lending regulations and policies.
  • Manage a portfolio of loans, monitoring performance and addressing any issues.
  • Develop and maintain strong relationships with clients and internal stakeholders.
  • Contribute to the development of lending strategies and policies.
  • Prepare regular reports on lending activities and performance.

Required Qualification and Skills:

  • Bachelor's degree in finance, economics, or a related field.
  • Minimum 3-5 years of experience in lending or related field.
  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills.
  • Proficiency in relevant software and systems.
  • Deep understanding of credit analysis and risk management.
  • Strong leadership and mentorship abilities.

Benefits Included:

  • Competitive salary and comprehensive benefits.
  • Opportunities for professional growth and development.
  • Collaborative and supportive work environment.
  • Performance-based bonuses and incentives.
  • Access to advanced training and development programs.

A Day in the Life: A typical day includes reviewing loan applications, conducting risk assessments, mentoring junior specialists, and collaborating with clients and internal stakeholders to ensure smooth loan processing and portfolio management.

Skills

Credit AnalysisRisk ManagementLending OperationsPortfolio ManagementTeam Leadership

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About Company

UBS Group AG is a Swiss multinational investment bank and financial services company founded and based in Switzerland. UBS Group AG is a multinational investment bank and financial services company founded and based in Switzerland. Co-headquartered in the cities of Zürich and Basel, it maintains a presence in all major financial centres as the largest Swiss banking institution and the largest private bank in the world. UBS is a global firm providing financial services in over 50 countries. Visit our site to find out what we offer in the United States of America.

From gaining new experiences in different roles to acquiring fresh knowledge and skills – at UBS we believe that you should never stop growing and learning because life never stops teaching. We know that it's our people – with their unique backgrounds, skills, experience levels and interests – who drive our ongoing success. Ready to be part of #teamUBS and make an impact? Find out more at ubs.com/careers. UBS works with individuals, families, institutions, and corporations around the world to help answer some of life's questions – whether through award-winning wealth management advisory, investment banking and asset management expertise, or private and corporate banking services in Switzerland. With more than 71,000 colleagues around the world, we collaborate across all major financial centers in 50 countries. Although we all come from different backgrounds and specializations, two things unite us: the conviction that we’re stronger together, and the will and curiosity to constantly innovate. That’s the key to us unlocking our full potential (and what we look for in everyone who joins us). It’s also why we’re regularly recognized as an attractive employer.

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