Credit Risk Analyst - Retail Lending

What role you will play in team: You will contribute to accurate risk assessment of retail loan applications, safeguarding the company's lending portfolio.

What you will do: Analyze retail credit applications, identify potential risks, and develop strategies for mitigation.

Key responsibility:

• Assess the creditworthiness of retail loan applicants.
• Analyze financial documents and credit reports.
• Develop and maintain credit scoring models for retail lending.
• Monitor the performance of retail loan portfolios.
• Identify and manage early warning signs of potential delinquencies.
• Collaborate with other departments to improve credit risk management.

Required Qualification and Skills:

• Bachelor's degree in finance, statistics, or a related field.
• 0-1 year of experience in credit risk analysis or related field (Entry-level).
• Strong analytical skills and proficiency in Excel.
• Understanding of statistical modeling techniques is beneficial.
• Excellent attention to detail and accuracy.
• Good communication skills.

Benefits Included:

• Competitive salary and benefits.
• Opportunities for growth within the company.
• A supportive and collaborative work environment.
• Health insurance and other employee benefits.

A Day in the Life: Your typical day will be spent reviewing loan applications, conducting thorough analyses, and ensuring compliance with credit risk standards.