Credit Risk Associate

What role you will play in team: You will be part of a collaborative team focused on evaluating and managing credit risks within the company.

What you will do: You will support the team in assessing loan applications, performing due diligence and contributing to risk mitigation strategies.

Key responsibility:

• Analyze loan applications and associated documentation for completeness and accuracy.
• Conduct due diligence on borrowers, including credit checks and background verification.
• Assess credit risk using established scoring models and guidelines.
• Prepare credit risk reports and present findings to senior team members.
• Assist in the development and improvement of credit risk policies and procedures.
• Maintain accurate records of all credit risk activities.

Required Qualification and Skills:

• Bachelor's degree in Finance, Accounting, or a related field.
• Strong analytical and problem-solving abilities.
• Understanding of basic credit risk management principles.
• Proficiency in Microsoft Excel and other data analysis tools.
• Excellent communication and teamwork skills.

Benefits Included:

• Competitive salary and benefits package.
• Opportunities for professional growth and advancement.
• A supportive and collaborative work environment.
• Employee assistance programs.

A Day in the Life: A typical day would involve reviewing loan applications, conducting due diligence, analyzing data, and preparing reports.