Credit Risk Officer

What role you will play in team: You will be responsible for assessing and mitigating credit risk within the company’s lending operations.

What you will do: You will independently analyze applications, make credit decisions, and monitor existing accounts for potential risks.

Key responsibility:

• Analyze loan applications and supporting documentation to assess creditworthiness.
• Conduct independent credit risk assessments based on defined policies and guidelines.
• Make informed credit decisions while adhering to regulatory compliance.
• Monitor existing loan portfolios and identify potential risks.
• Maintain accurate records and documentation of credit assessments and decisions.
• Collaborate with other departments to ensure smooth credit processes.

Required Qualification and Skills:

• Bachelor's degree in finance, economics, or related field.
• 2-4 years’ experience in credit risk management.
• Excellent understanding of credit scoring models.
• Strong analytical and problem-solving skills.
• Proficient in MS Office applications.
• Strong organizational and time management skills.

Benefits Included:

• Competitive salary and benefits.
• Opportunities for career growth and development.
• Dynamic and collaborative work environment.
• Medical Insurance.
• Paid Leaves.

A Day in the Life: Reviewing loan applications, assessing credit risks, contacting applicants for further information, and monitoring existing accounts.