Credit Controller

Key Responsibilities:

• Acquire and maintain expertise in Uniestate's business, including its structure, departmental roles and responsibilities and operations, applying this knowledge in all decisions.
• Maintain expertise in rental and property sales processes.
• Maintain expertise in bank / financing company requirements for credit and customer due diligence (e.g., KYC).
• Implement policies concerning credit checking and compliance.
• Prepare and update credit and customer due diligence and compliance procedures.
• Identify own learning and development needs and ensure that they receive the required training, experience and learning to execute their roles effectively.
• Evaluate a potential customer's credit status, ensuring appropriate credit limits are set and maintained.
• Apply results of credit risk assessment to prepare credit risk reports for potential buyers and commercial / retail renters.
• Apply results of credit checks to determine payment terms that buyers may be offered (e.g., proportion of downpayment required).
• Send customer due diligence reports to Sales Team.
• Maintain compliance register (e.g., sources of funding from customers).
• Provide information to auditors during AML audits.

Qualifications and Requirements:

• Bachelor's degree in Finance or Accounting is required
• 3+ years of experience in credit checking and / or compliance, preferably in real estate sector.

Skills:

• Real estate sales and customer management
• Credit checking and reporting
• Anti Money Laundering (AML) and central bank / regulator's requirements