Credit Risk Analyst

Department Icon Risk Management & Compliance
Posted: 1 year ago
1-2 years
Chennai
Risk Management & Compliance
Work From Home
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

What role you will play in team: You will be a member of the credit risk team, assessing and managing credit risks for our diverse portfolio of clients.

What you will do: You will analyze credit applications, conduct creditworthiness assessments, and monitor client credit performance. You will play a crucial role in mitigating credit losses.

Key responsibility:

  • Analyzing credit applications and assessing creditworthiness of clients.
  • Developing credit risk models and evaluating credit risk exposures.
  • Monitoring client credit performance and identifying potential problems.
  • Recommending appropriate credit limits and terms.
  • Preparing credit reports and presentations.
  • Maintaining compliance with regulatory requirements.
  • Collaborating with other departments, such as the lending and underwriting teams.

Required Qualification and Skills:

  • Bachelor's degree in Finance, Economics, or a related field.
  • Minimum 1-2 years experience in credit risk management.
  • Strong understanding of credit risk principles and methodologies.
  • Excellent analytical and problem-solving skills.
  • Proficiency in financial modeling and statistical software.
  • Strong communication skills.

Benefits Included:

  • Competitive salary and comprehensive benefits.
  • Opportunities for professional development and career growth.
  • A collaborative and inclusive work environment.
  • Potential for international exposure.

A Day in the Life: Your day may involve analyzing financial statements, building credit risk models, reviewing credit applications, and monitoring client credit performance. You will work closely with lending teams to ensure sound credit risk management practices.

Skills

Credit RiskCredit AnalysisFinancial ModelingCredit ScoringRisk AssessmentRegulatory Compliance

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About Company

Citigroup Inc. is a leading global financial services company, offering a broad range of financial products and services to corporations, governments, and individuals worldwide. Its business segments include Global Consumer Banking, Institutional Clients Group, and Global Functions.

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