Manager- Credit Risk

Role & responsibilities

• Review and Analysis of historical loan data to understand the pattern from default point of view
• Apply statistical tool to analyze the pattern and come with detailed assessment
• Review and Prepare risk dashboard for management which shows all important risk parameters
• Develop rating model/scorecard for various retail and corporate loans based on historical data
• Testing of scorecard/model on a regular basis and update
• Coordinate with various stakeholder for the rating model implementation
• Prepare and maintain database of loan product from risk assessment point of view
• Ensure data is correctly captured in the system and coordinate with different team to fix the issue
• Coordinate with IT team for the automation of credit approval process
• Review and Preparation of regular credit risk reports for Board meeting and other management committee meeting consumption.

Interested candidates may share their resume on adarsh.pandey@utkarsh.bank.