Relationship Manager

Role & responsibilities

• To source the lap clients in line with the business plan
• To create & maintain the strict discpline & ensure zero default in recovery
• To source & monitor the loan portfolio - conduct loan utilization checks and regular monitoring visits.
• To understand the customers need and respond to customer queries & issues to ensure customer satisfaction
• Completion of Loan contract by explaining provisions to the applicants and ensuring the proper documentation.

Preferred candidate profiles :

• Educational Qual - Graduate in any stream
• Age - Should be below 34 years of age.
• Stability - Should be stable in one organization & same product for at least 1 year
• Incentive - Should be earning business incentive at least 4-5 months in a year
• Should be meeting 6-7 DSA/connector daily
• Should be doing activities like 200+ pamphlet distribution and /or 30 cold calls daily (shop to shop)
• Should have done rate of interest of 11-14% in MSME (LAP)
• Should be log-in 7-8 files every month, disbursing at least 1 file every month.
• Is looking for career and 3 years + and just not a job since we are bank
• At Utkarsh we give good incentive and also have good credit policy
• Language - speaks at least English or Hindi fluently
• Adherence to work ethics, no past fraud, not asked by any company to leave the job
• Can join within 30 days