Credit Analyst - Loan Underwriting

What role you will play in team: You will be responsible for assessing the creditworthiness of loan applicants and making informed lending decisions to minimize credit risk.

What you will do: You'll analyze financial documents, review credit reports, and calculate risk scores to determine loan eligibility.

Key responsibility:

• Analyze financial statements and credit reports to assess creditworthiness
• Develop and maintain credit risk models
• Calculate and interpret credit risk scores
• Prepare detailed credit reports and recommendations
• Monitor loan performance and identify potential issues
• Collaborate with other teams to ensure smooth loan processing

Required Qualification and Skills:

• Bachelor's degree in Finance, Accounting, or a related field
• Strong analytical and problem-solving skills
• Proficiency in MS Excel and financial modeling software
• Understanding of credit risk principles and regulations
• Excellent communication and attention to detail
• Experience with loan underwriting (preferred)

Benefits Included:

• Competitive salary and benefits package
• Comprehensive training and development opportunities
• Positive and supportive work environment
• Health insurance
• Paid time off

A Day in the Life: A typical day involves reviewing loan applications, analyzing financial data, making credit decisions, and documenting your findings.