Credit Underwriter

What role you will play in team: You'll be a key member of the underwriting team, responsible for evaluating loan applications and making credit decisions. You'll ensure the bank's lending portfolio is of high quality and meets risk tolerance levels.

What you will do: Analyze financial statements and other relevant data to assess creditworthiness. Conduct thorough due diligence to mitigate potential risks. Communicate decisions and rationale to applicants and other stakeholders.

Key responsibility:

• Analyze loan applications and supporting documentation.
• Assess creditworthiness of borrowers based on financial statements and other information.
• Conduct in-depth due diligence to assess risk.
• Make credit decisions within approved lending limits.
• Prepare credit reports and summaries for review by senior management.
• Maintain accurate records of all underwriting activities.
• Communicate with borrowers and other stakeholders.

Required Qualification and Skills:

• Bachelor's degree in finance, accounting, or a related field.
• 1-2 years of experience in credit underwriting (preferred).
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Knowledge of credit risk management principles.
• Proficiency in Microsoft Excel and other relevant software.

Benefits Included:

• Competitive salary and benefits.
• Opportunities for professional development.
• Supportive and collaborative work environment.
• Health insurance, paid time off, and other employee benefits.

A Day in the Life: A typical day involves reviewing loan applications, analyzing financial data, and making credit decisions. You will also communicate with borrowers and colleagues to gather information and address any questions.