Branch Manager

Company Description Vastu Housing Finance Corporation Ltd., based in Mumbai, is a housing finance company dedicated to delivering responsible and sustainable credit solutions across India. The organization focuses on financial inclusion by serving underserved and self-employed communities in peri-urban and rural areas, enabling homeownership and long-term financial stability. Using deep local insights and its proprietary technology platform, Pulse, Vastu provides simple, swift, and customized housing finance offerings that bridge formal credit gaps. As of March 2025, Vastu has supported over 100,000 customers, many with modest monthly incomes and limited documentation, and has built a trusted presence across 15 states and union territories, spanning more than 340 districts. With a decade of strong governance, consistent profitability, and robust asset quality, Vastu is recognized as an institutional platform driving inclusive financial services at scale.

Role Description The Branch Manager role at Vastu Housing Finance Corporation Ltd. is a full-time, on-site position based in Hapur. The Branch Manager will oversee branch operations, including business development, customer acquisition, loan origination, and portfolio management, ensuring compliance with internal policies and regulatory guidelines. This role involves leading and mentoring the branch team, monitoring performance against targets, and implementing initiatives to improve productivity, customer experience, and asset quality. The Branch Manager will engage with local communities, partners, and stakeholders to expand Vastus reach, while managing risk, collections, and branch-level audits. Day-to-day responsibilities also include reporting key metrics to regional leadership and ensuring that branch processes align with Vastus standards of ethical conduct and financial inclusion.

Qualifications

• Strong leadership and people management skills, including the ability to motivate, coach, and develop branch team members.
• Proficiency in branch operations, loan processing, credit assessment, and portfolio management within housing finance or related financial services.
• Experience in business development, customer relationship management, and local market outreach in peri-urban or rural segments.
• Sound understanding of credit risk, collections practices, regulatory compliance, and internal control frameworks.
• Good analytical, problem-solving, and decision-making skills, with comfort in using technology platforms and reporting tools.
• Excellent written and verbal communication skills in English and relevant local languages.
• Bachelors degree in Finance, Business, Economics, or a related field; a postgraduate degree or professional certification in finance or management is an advantage.
• Prior experience in housing finance, NBFCs, banking, or retail lending, preferably in branch management or team leadership roles.
• Ability to work on-site in Hapur, travel within the region as needed, and adapt to dynamic operational and market conditions.