Live Underwriter - Pre-underwriter - Walk-in

Job Title: Underwriter

Location: Chennai (Work from Office)

Shift Timing: US Shift (Flexible Night Shift)

Experience Required: 3+ Years

Notice Period: Immediate to 15 Days

Cab Facility: One-way cab provided

Salary Range: 4 LPA 8 LPA (Based on experience and interview performance)

Key Responsibilities:

• Review and assess mortgage loan applications for completeness and accuracy
• Conduct pre-underwriting, live underwriting, and credit risk evaluation
• Analyze applicants financial documents, credit reports, and income statements
• Ensure compliance with underwriting guidelines, company policies, and regulations
• Evaluate loan risk based on the 4 Cs: Capacity, Credit, Cash, and Collateral
• Communicate effectively with internal teams to resolve missing or unclear information
• Make sound and timely underwriting decisions based on risk factors
• Maintain records of all decisions and ensure documentation is complete

Required Skills & Qualifications:

• Minimum 3 year of experience in Loan Origination and Underwriting
• Proficient in Pre-Underwriting, Underwriting, or Live Underwriting
• In-depth knowledge of Capacity, Credit, Cash, and Collateral (4 Cs)
• Strong analytical, problem-solving, and decision-making skills
• Familiarity with US mortgage guidelines and lending practices is preferred
• Excellent communication and documentation skills
• Ability to work independently and handle pressure in a fast-paced environment

Interested Reach Out Me: hr7@venpastaffing.com / 8925801187