Chief Risk Officer - FinTech

• Job Title: Chief Risk Officer - Fintech
• Experience: 10 +
• Location: Delhi
• :

The candidate is responsible for driving the organizations enterprise-wide risk strategy by developing, implementing, and overseeing the Enterprise Risk Management (ERM) framework. The incumbent will establish a strong risk-aware culture, ensure portfolio quality through robust credit and risk assessment processes, and mitigate emerging risks. This leadership role also involves compliance oversight, crisis management, adoption of technology-led risk solutions, and effective stakeholder engagement to align business objectives with prudent risk practices.

Key Responsibilities:

Risk Strategy & Governance:

• Develop, implement, and govern the ERM framework to ensure holistic risk coverage.
• Foster a risk-aware culture across all levels of the organization.
• Set up governance mechanisms, policies, and reporting structures for risk oversight.

Credit & Portfolio Risk Management:

• Lead credit appraisal, portfolio monitoring, and exposure management.
• Design and implement strategies to minimize credit and operational risks.
• Monitor portfolio performance and proactively identify potential risk areas.

Regulatory & Compliance Oversight:

• Ensure strict adherence to regulatory frameworks, guidelines, and statutory requirements.
• Engage with regulators and auditors to provide transparency on risk practices.
• Anticipate regulatory changes and prepare the organization for compliance readiness.

Technology & Innovation in Risk Management:

• Leverage analytics, AI, and digital tools to enhance risk identification and monitoring.
• Implement technology-led solutions for real-time risk assessment and reporting.
• Promote innovation in risk practices for proactive decision-making.

Crisis Management & Business Continuity:

• Develop and maintain robust crisis management protocols and recovery plans.
• Ensure business continuity by preparing the organization for unexpected disruptions.
• Lead risk response during crises with agility and resilience.

Stakeholder Management & Leadership:

• Partner with senior leadership to align business strategies with risk appetite.
• Build strong relationships with internal and external stakeholders including regulators, partners, and board committees.
• Lead, mentor, and develop a high-performing risk management team.