Zonal Credit Manager

This role is for one of our clients

• Seniority level: Mid-senior level
• Min Experience: 12+ years
• Location: Hyderabad, Telangana, India
• JobType: full-time

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Were hiring a Zonal Credit Manager to lead credit risk and underwriting across AP, Telangana, and Tamil Nadu, based in Hyderabad. Youll own portfolio quality, underwriting discipline, and credit governance for the zone while leading a team of 6.

Key Responsibilities:

• Own credit risk/underwriting for the 3-state zone
• Lead and mentor a team of 6 credit professionals
• Monitor portfolio health and drive corrective actions
• Partner with sales, collections & ops to balance growth and risk
• Conduct branch/dealer credit audits; ensure compliance
• Feed zonal insights into national credit policy

• 12+ years in NBFC/bank credit & underwriting
• Multi-state zone/regional portfolio management experience
• Telugu/Tamil proficiency a plus
• Strong team leadership background

  Must-have skills

• Credit, regional, loan
• Good-to-have skills
• LAP, housing finance, home loan