CA ( Treasury & Banking Relation) | Construction Equipment | Raipur

Location: Raipur

Domain: Construction Equipment

Must have experience in SAP and Manufacturing Domain

Must be CA

Exp - 2 years to 7 years

Short Joiner upto 30 Days

We are looking for a qualified Chartered Accountant with strong experience in Banking, Treasury Management, Working Capital Management, and Debt Raising within a manufacturing organisation.

The candidate will be responsible for managing the company's banking relationships, treasury operations, working capital requirements, fund management, and debt financing activities. The role requires strong financial and analytical capabilities, hands-on experience in dealing with banks and financial institutions, and the ability to optimise financing costs and liquidity.

Key Responsibilities (KRAs)

1. Treasury & Fund Management

• Manage day-to-day treasury operations, cash flow planning, and fund management.
• Monitor daily cash positions, liquidity requirements, and fund availability.
• Prepare short-term and long-term cash flow forecasts.
• Ensure optimum utilisation of available funds and minimise idle cash balances.
• Manage fund transfers, banking transactions, and payment operations.

2. Working Capital Management

• Monitor and manage working capital requirements, including receivables, payables, and inventory financing.
• Develop strategies to optimise the working capital cycle and improve cash flow.
• Monitor working capital limits and ensure efficient utilisation of bank facilities.
• Coordinate with internal departments to improve cash conversion cycles.
• Analyse working capital requirements and arrange funding accordingly.

3. Banking Relations & Debt Raising

• Manage relationships with banks, financial institutions, and other lending partners.
• Coordinate with banks for working capital facilities, term loans, overdrafts, cash credit, and other credit facilities.
• Drive debt-raising activities, including preparation of financial information, proposals, and documentation for lenders.
• Negotiate interest rates, processing charges, repayment terms, and other financing conditions.
• Coordinate for renewal, enhancement, and restructuring of existing banking facilities, wherever required.
• Manage bank inspections, stock statements, CMA data, and other lender-related submissions.

4. Banking Operations & Administration

• Oversee day-to-day banking operations, including fund transfers, payments, bank guarantees, letters of credit, and other banking instruments.
• Manage bank account operations, documentation, and mandates.
• Ensure timely submission of stock statements, debtor statements, financial statements, and other statutory or contractual banking requirements.
• Coordinate with banks for transaction-related issues, limits, and operational requirements.
• Ensure smooth execution of all banking activities.

5. Financial Planning & Analysis

• Prepare and monitor cash flow statements, fund flow statements, and treasury reports.
• Analyse interest costs, borrowing costs, and financing structures.
• Monitor debt servicing schedules, interest payments, and loan repayment obligations.
• Evaluate financing options and recommend cost-effective funding structures.
• Provide management with regular updates on liquidity, debt exposure, and financial risks.

6. SAP & Financial Systems

• Ensure accurate recording and monitoring of treasury and banking transactions in SAP.
• Utilise SAP for bank reconciliation, cash management, payment processing, and financial reporting.
• Ensure accuracy of financial data and timely closure of banking-related reconciliations.
• Support process automation and improvement in treasury and banking operations.

7. Compliance & Risk Management

• Ensure compliance with banking covenants, loan agreements, and financial regulations.
• Monitor utilisation of credit facilities and adherence to lender conditions.
• Coordinate with internal and external auditors for banking and treasury-related audits.
• Ensure proper documentation and controls for all banking and treasury transactions.
• Identify financial and liquidity risks and recommend appropriate mitigation measures.

Candidate Profile

• Qualified Chartered Accountant (CA) with 27 years of relevant post-qualification experience.
• Strong hands-on experience in Treasury, Banking, and Working Capital Management.
• Experience in debt raising, particularly working capital facilities and term loans from banks and financial institutions.
• Good understanding of banking products, credit facilities, cash credit, overdrafts, BG, LC, and loan documentation.
• Experience in managing banking relationships and coordinating with multiple banks.
• Strong understanding of manufacturing finance and working capital requirements.
• Mandatory working knowledge of SAP.