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Job Description
- Credit Manager Kolkata Metropolitan Area
- Company: Yes Bank
- Job Location: India
- Employment Type: Full-time
- Role: Credit Manager
- BU: Credit Risk Management
- SBU: Small Enterprises Business Risk (SEB Risk)
- Ticket Size: 7.5 to 50 Crores
- Location: Kolkata
- Role Summary
- Ensure quality Appraisal of credit for worthy borrowers.
- Ensure timely credit and transaction approvals for delegation under self.
- Follow up with seniors for credit / transaction approvals.
- Managing loan portfolio with respect to credit rating/quality.
- Identify de risk account / AL accounts.
- Monitoring of Team TAT and Productivity.
- Ensuring adherence to the credit policy and process.
- Review of Delinquency
- Review exceptions and approval for knocking.
- Respond on the Hind sight and Internal audit observations
- Conduct monthly Regional Council Meetings with all the stakeholders.
- Core Responsibilities
- Assessment of credit proposal , Review cases as per credit Policy Parameters, Documentation check, analysis of observations for necessary correction in credit appraisal
- Preparing CAM / Report which highlights the quality of information , which helps the decisioning of cases are senior level
- Monitoring of delinquency, exceptions , portfolio movement.
- Maintaining data as required by the Senior Management .
Skills
Credit ManagerCredit Risk ManagementCredit AppraisalIf a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.
About Company
Yes Bank, one of India's leading private sector banks, is renowned for its comprehensive suite of banking and financial services catering to corporate, MSME, and retail customers. With a strong focus on leveraging cutting-edge technology and providing exceptional customer service, Yes Bank has solidified its position as a banking powerhouse. Yes Bank Careers offer aspirants a vibrant and inclusive work culture where innovation, commitment, and performance are valued. Working at Yes Bank means being part of a team dedicated to driving financial inclusion, fostering economic growth, and contributing to the bank's vision of becoming the preferred financial solutions provider. Yes Bank Careers empowers professionals to excel in their field, ensuring personal and professional development alongside the bank's growth trajectory.
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