Business Associate - Field Sales - Ziel Financial Services

• Company: (Z-First) Ziel Financial Technologies Pvt Ltd
• Position: Branch Associate/Sr Business Associate
• Industry: Fintech / Financial Services
• Based Location: Multiple
• About Us:

Z-First is a fast-growing financial services company on a mission to bridge the gap between rural borrowers and formal lenders. With a focus on underserved markets, we specialise in offering both secured and unsecured financial products that empower individuals and small businesses across India.

• Role Summary:
• We are looking for a dynamic and target-orientated sales officer to drive secured and unsecured
• loan business in assigned rural and semi-urban markets. The candidate will be responsible for
• sourcing customers, generating business, maintaining customer relationships, and supporting collection activities while ensuring achievement of branch business targets.
• Key Responsibilities:
• • Generate and source new business for:

• Loan Against Property (LAP)
• Business Loans
• Secured and Unsecured Loans

• Achieve monthly disbursement targets with an average ticket size of 57 Lakhs.
• Conduct field visits, customer meetings, and market mapping in assigned territories.
• Build strong relationships with customers and local references.
• Ensure proper customer profiling, KYC collection, and documentation.
• Coordinate with credit, operations, and branch teams for smooth loan processing and

disbursement.

• Handle collection follow-ups and manage delinquent accounts as per company policy.
• Maintain daily MIS and report to the Branch Manager and Branch team.
• Ensure compliance with company policies, processes, and regulatory guidelines.
• Participate in branch-level sales activities, lead generation campaigns, and market

development initiatives.

Eligibility Criteria:

• Graduate in any discipline (mandatory)
• Prior experience in the NBFC, banking, or financial services industry preferred.
• Experience in LAP, secured loans, home loans, or business loans will be highly preferred.
• Strong understanding of rural market dynamics and field sales.
• Good communication, negotiation, and customer handling skills.
• Ability to work independently and achieve business targets.

Preferred Candidate Profile:

• Target-driven and self-motivated professional
• Comfortable with extensive fieldwork and travel
• Knowledge of local market and customer network
• Experience in collections and portfolio management will be an added advantage

Compensation & Benefits:

• A lucrative salary + incentives
• Career growth opportunities
• Performance-based rewards and recognition
• Travel allowance as per company policy

What We Offer:

• A fast-paced, growth-orientated environment.
• Opportunities are for career advancement within a rapidly scaling company.
• A chance to make a tangible difference in rural financial inclusion.