Credit Officer

Department Icon BFSI (Credit & Risk)
Posted: 1 year ago
2-7 years
Bangalore, Chennai, Idukki, Karnataka, Kerala, Kottayam, Palakkad, Tamil Nadu, Thiruvananthapuram, Thrissur
BFSI (Credit & Risk)
Work from Office
Full Time

Posted: 1 year ago
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Job Description

    Hiring For Banking:

    Job brief

    We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.


    Credit Officer responsibilities include preparing loan applications, evaluating clients financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.


    Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.


    Responsibilities

    • Review loan requests

    • Assess clients financial status

    • Evaluate creditworthiness and risks

    • Contact clients to gather financial data and documentation

    • Analyze risks and approve or reject loan requests

    • Calculate financial ratios (e.g. credit scores and interest rates)

    • Set up payment plans

    • Maintain updated records of loan applications

    • Follow up with clients about loan renewals

    • Monitor progress of existing loans


    Experience : 2 Yrs To 15 Yrs.

    Salary Package : 30 % to 40 % Hike (On Current Package).

    Location : Pan india .

    Contact Person : Aayushi Singh (hidden_mobile) 9 Am To 6 Pm .

    Email Id : hidden_email.


Skills

Credit OfficerCredit AnalysisCommunication SkillsAnalytical SkillsFinancial AnalysisCredit RiskRisk Management

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