Associate Director - Credit Rating (Mid- Corporates)

Role: Associate Director – Bank Loan Ratings (Credit Ratings)

Business: Ratings

Department: Mid-corporate Bank Loan Rating

Location: Mumbai

Experience: 8 to 15 years

Job Role: Lead a team of analysts involved in rating of corporate sector entities. This includes manufacturing, trading, and new age sectors in the mid-to large corporate space

Credit Analysis, Credit Rating, Credit Underwriting and Client Management/ Stakeholder Management.

Functional Skills / Knowledge

Technical:

• Good understanding of regulatory framework and changes in the same
• Strong understanding of 3-4 sectors and overall knowledge of macro and global events impacting industries and companies in particular
• Good overall understanding of the credit aspects for all borrowers/ issuers
• Ability to lead teams and undertake and deliver division level projects

Client Management / Stakeholder Management:

• Lead the team in meeting preparation covering analysis of past trends and future projections
• Undertake in-person meetings / telecon with senior management personnel at client side to discuss strategy, business and financial performance
• Engage with clients to understand issues/ concerns in the process and resolve them in coordination with all stakeholders and team members

Writing and Presentation Skills:

• Writing detailed rating reports to explain the rationale behind the rating
• Making presentations to Crisil Ratings Rating Committee
• Preparation of sector notes
• Writing opinion pieces to cover developments / share outlook on various asset classes / sectors

Regular Portfolio and Sector Monitoring