Credit Risk - Manager

Paytm
Department Icon BFSI (Credit & Risk)
Posted: 2 months ago
8-15 years
Noida, Uttar Pradesh, India
BFSI (Credit & Risk)
work from office
Full Time
Posted: 2 months ago
Let Jobaaj One apply for you

An AI agent that applies to roles like this on employers' own sites. 25 applications free, no card needed.

Job Description
About Company
Similar Jobs
Please verify your account first! Send OTP

Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

About Us
Paytm is India’s leading digital payments and financial services company, which is focused on driving consumers and merchants to its platform by offering them a variety of payment use cases.aytm offers acquiring devices like Soundbox, EDC, QR and Payment Gateway where payment aggregation is done through PPI and also other banks’ financial instruments. To further enhance merchants’ business, Paytm offers merchants commerce services through advertising and Paytm Mini app store. Operating on this platform leverage, the company then offers credit services such as merchant loans, personal loans and BNPL, sourced by its financial partners.
 
About the role: 
Evangelize and demonstrate the value and impact of analytics for informed business decision making by developing and deploying analytical solutions and providing data driven insights to business stakeholders to understand and solve for various lending business nuances.

The Credit Risk Analyst will be responsible for monitoring , analysing and optimising lending portfolios across consumer / merchant lending products. This includes overseeing portfolio health , developing / refining risk strategies and supporting business growth through risk adjusted decision making. 
 
Key Responsibilities : 
- Portfolio Monitoring & Analytics 
- Risk Strategy & Policy Design
- Stress Testing & Risk Containment 
- Loss forecasting & scenario planning 
- Product & Growth Partnership 
- Collections Interface / Strategy 
- Compliance & Bureau Management 
 
Requirements: 
- 5 to 8 yrs in portfolio risk management function in Fintech/ Banks/ NBFC
- Hands on experience in SQL, Python, R, Pyspark 
- Good understanding of Bureau data, Alternate Data, Scorecards, Digital Lending API's etc
- Ability to translate data into clear insights and recommendations
- Familiarity with BI tools like Tableau, Looker , Metabase  etc
- Understanding of machine learning models in credit risk
- Strong problem solving and stakeholder management skills

Why join us
●        A collaborative output driven program that brings cohesiveness across businesses through technology
●        Improve the average revenue per use by increasing the cross-sell opportunities
●        A solid 360 feedback from your peer teams on your support of their goals
●        Respect, that is earned, not demanded from your peers and manager
 
Compensation: 
If you are the right fit, we believe in creating wealth for you
With an enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

Skills

PythonRSQLMachine LearningTableauLookerPySparkForecastingRisk ManagementComplianceStakeholder ManagementProblem SolvingTeams

If a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.

About Company

Paytm, India's leading digital payments platform, revolutionizes the way people transact, shop, and manage finances. Paytm Careers present exciting opportunities for individuals seeking to shape the future of fintech. Joining Paytm means becoming part of an innovative team committed to driving financial inclusion and technological advancement. Whether in engineering, product management, marketing, or customer service, Paytm fosters a culture of creativity and collaboration, empowering employees to thrive. Explore diverse career paths, contribute to groundbreaking projects, and embark on a rewarding journey of professional growth with Paytm Careers.

Read More

Similar Jobs

View all

Looking for something similar?

Bag Logo
Jobaaj
Get jobs like this by email

New BFSI (Credit & Risk) roles in Noida.

Job Alert
Google hiring for Specific Roles Apply Now!
1 min ago
New Opportunity
Amazon is hiring freshers Apply Now!
5 min ago
Featured Jobs
Microsoft opening 50+ positions Apply Now!
10 min ago

One email a day. Unsubscribe any time.