Credit Risk Analyst, Lending

What role you will play in team: Assess credit risk for loan applications and monitor existing loan portfolios.

What you will do: Analyze financial data, prepare credit reports, and make recommendations on loan approvals.

Key responsibility:

• Analyze financial statements and other relevant data to assess creditworthiness.
• Prepare comprehensive credit reports summarizing findings and recommendations.
• Evaluate loan applications against established credit policies.
• Monitor existing loan portfolios for early warning signs of credit deterioration.
• Work closely with the lending team to manage credit risk.
• Contribute to the development and improvement of credit risk management policies.

Required Qualification and Skills:

• Bachelor's degree in Finance, Accounting, or a related field.
• Strong understanding of credit risk management principles.
• Excellent analytical and problem-solving skills.
• Proficiency in financial modeling and analysis.
• Strong communication and presentation skills.
• Experience with credit scoring models a plus.

Benefits Included:

• Competitive salary and benefits package.
• Opportunities for career progression within a global financial institution.
• A collaborative and supportive work environment.
• Health insurance.
• Paid time off.

A Day in the Life: A day involves analyzing financial data, preparing credit reports, and collaborating with the lending team to mitigate credit risk. You'll be focused on making sound judgments about loan applications and monitoring existing portfolios.